What are SWIFT Codes?
SWIFT codes (also known as BIC codes) are unique identification codes for banks worldwide. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.
These 8 or 11-character codes help identify specific banks during international financial transactions, ensuring money is sent to the correct financial institution.
Example: DEUTDEFF500 (Deutsche Bank, Frankfurt, Germany)
Why Do You Need SWIFT Codes?
International Wire Transfers
Required for sending money across borders
Foreign Exchange
Currency conversion between different countries
Business Payments
Commercial transactions with overseas partners
Banking Correspondence
Communication between financial institutions
Account Verification
Confirming recipient bank details
Regulatory Compliance
Meeting international banking standards
How to Find SWIFT Codes
Check Your Bank Statement
SWIFT codes are often printed on bank statements, checkbooks, or account documents.
Contact Your Bank
Call your bank or visit a branch to request your SWIFT code. They can provide it immediately.
Use Our SWIFT Code Lookup
Search our comprehensive database by country or bank name to find SWIFT codes instantly.
Online Banking Portal
Many banks display SWIFT codes in their online banking platforms under account details.
Step-by-Step Guide to Using SWIFT Codes
Step 1: Obtain the SWIFT Code
Get the SWIFT code of the recipient's bank. You can:
- Ask the recipient directly
- Use our SWIFT code lookup tool
- Contact the recipient's bank
- Check official banking directories
Step 2: Verify the Code Format
Ensure the SWIFT code follows the correct format:
- 8 characters: Basic Bank Identifier (e.g., DEUTDEFF)
- 11 characters: Includes branch code (e.g., DEUTDEFF500)
- Letters and numbers only
- No spaces or special characters
Step 3: Initiate the Transfer
When making an international transfer:
- Log into your online banking
- Select international wire transfer
- Enter recipient's banking details
- Input the SWIFT code in the designated field
- Double-check all information before sending
Step 4: Confirm and Track
After initiating the transfer:
- Save the transaction reference number
- Keep records of the SWIFT code used
- Monitor your account for confirmation
- Contact your bank if issues arise
Common SWIFT Code Formats by Country
United States
8 characters
BOFAUS3NBank of America
United Kingdom
8 characters
BARCGB22Barclays Bank
Germany
8 or 11 characters
DEUTDEFFDeutsche Bank
Canada
8 characters
ROYCCAT2Royal Bank of Canada
Australia
8 characters
ANZBAU3MANZ Bank
Japan
8 characters
BOTKJPJTBank of Tokyo
Tips and Best Practices
✅ Do's
- Always double-check the SWIFT code before sending
- Keep records of all SWIFT codes used
- Use our validation tool to verify codes
❌ Don'ts
- Don't guess or make up SWIFT codes
- Don't use outdated SWIFT codes
- Don't share SWIFT codes publicly
Ready to Find SWIFT Codes?
Use our comprehensive database to find SWIFT codes for banks worldwide